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Michigan Insurance License Renewal and Compliance Requirements XCEL Solutions provides this information as a courtesy to licensees subject to insurance continuing education requirements. Although every effort is made to maintain the accuracy of this course, recent changes in laws and procedures may not yet be reflected in the content.

After 15 years, the cash value has accumulated to $100,000 and the policy's face amount has become $600,000. Which type of life insurance policy is this? Universal life. (pays a death claim in the amount of the death benefit plus the savings element) Which of the following policies does NOT build cash value? Term.

Key Person Insurance allows the business to pay for: Finding and training a replacement if the key person dies prematurely. The reduction of profits resulting from the key persons death. The loss of new business resulting for the key persons death. The loss of leadership resulting in the key persons death. If you have questions regarding courses, need technical support, or just have a general inquiry, please feel free to submit our contact form or call us at the number below. We have subject matter experts, and support staff standing by to assist you. PHONE: (866) 559-9235. Contact XCEL solutions regarding your insurance pre-licensing courses for ... typically purchased using a decreasing term life insurance policy, with the term matched to the length of the loan period and the decreasing insurance amount matched to the declining loan balance. Study with Quizlet and memorize flashcards containing terms like Industrial Life, Group Life, 2 types of Ordinary Life and more.Kentucky Insurance License Classes Online. Looking for an Kentucky insurance school? XCEL is the nation’s leading online insurance license school. XCEL has you covered with high-quality Kentucky insurance license courses, industry expertise and convenience. All of XCEL's Kentucky courses are approved by the Kentucky Department of Insurance.A spendthrift clause in a life insurance policy. Restricts the ability of the beneficiary to assign benefits. Study with Quizlet and memorize flashcards containing terms like Premiums are best described as, Which of the following is NOT a life insurance settlement option?, When calculating life insurance premium rates, which component is ...

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Key Person Insurance allows the business to pay for: Finding and training a replacement if the key person dies prematurely. The reduction of profits resulting from the key persons death. The loss of new business resulting for the key persons death. The loss of leadership resulting in the key persons death.

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